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AI & fraud—the new frontier for disputes?

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Dan Wyatt, Chris Whitehouse and Olivia Dhein investigate the rise of deepfakes and other AI-augmented scams
  • Explores how AI can be used for fraudulent purposes, such as deepfakes and phishing.
  • Sets out how current law in England and Wales can tackle these threats.

Never has it been easier to generate fake images, video and audio for fraud than in the time of generative artificial intelligence (AI). This article considers how the technology can augment almost any type of fraud, and how the English legal playbook stands up against this threat.

What is AI & what are guardrails?

To understand the new potential for fraud, it is helpful to first understand what large language models (LLMs)—the newest iteration of AI—are, and how they generate their output.

LLMs are the technology that sits behind ChatGPT, probably the most famous example of generative AI. In highly simplified terms, these are computer models that respond with an answer to an input or ‘prompt’ by

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NEWS
The landmark Supreme Court’s decision in Johnson v FirstRand Bank Ltd—along with Rukhadze v Recovery Partners—redefine fiduciary duties in commercial fraud. Writing in NLJ this week, Mary Young of Kingsley Napley analyses the implications of the rulings
Barristers Ben Keith of 5 St Andrew’s Hill and Rhys Davies of Temple Garden Chambers use the arrest of Simon Leviev—the so-called Tinder Swindler—to explore the realities of Interpol red notices, in this week's NLJ
Mazur v Charles Russell Speechlys [2025] has upended assumptions about who may conduct litigation, warn Kevin Latham and Fraser Barnstaple of Kings Chambers in this week's NLJ. But is it as catastrophic as first feared?
Lord Sales has been appointed to become the Deputy President of the Supreme Court after Lord Hodge retires at the end of the year
Limited liability partnerships (LLPs) are reportedly in the firing line in Chancellor Rachel Reeves upcoming Autumn budget
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